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NASDAQ: UPST

Upstart Holdings (UPST) stock, explained like you're 5

Upstart Holdings trades on the Nasdaq under the ticker UPST. It is a mid cap company in the consumer services industry, part of the financial services sector, with a market value of about 2.3 billion dollars.

Ticker
UPST
Exchange
Nasdaq
Sector
Financial Services
Industry
Consumer Services
Size
Mid cap, about 2.3 billion dollars

Is Upstart Holdings a small, medium or large cap company?

No. Upstart Holdings is a mid cap stock, not a large cap. Its market cap, which is the total value of all its shares, is about 2.3 billion dollars.

Here is how you can tell. Multiply the share price by the number of shares to get the market cap, then compare it to the usual sizes. Micro cap is under 300 million dollars, small cap is 300 million to 2 billion, mid cap is 2 to 10 billion, large cap is 10 billion and up, and mega cap is over 200 billion. Market caps move every day with the share price, so treat the number as a recent snapshot.

How Upstart Holdings makes money

  • Interest earned on loans minus interest paid on deposits.
  • Fees for payments, advice, trading and insurance.
  • Investment returns on the money they manage.

What moves UPST stock

  • Interest rates and the health of the economy.
  • How many borrowers fail to repay loans.
  • Rules from regulators and market activity.

In the news lately

  • Citizens cuts target for Upstart Holdings stock from USD 20 to USD 18 (ad-hoc-news.de)
  • Upstart Lends Money It Doesn't Hold. What Does That Do to the Stock in a Downturn? (The Motley Fool)
  • UPST Nov 2026 16.000 put (UPST261106P00016000) Stock Price, News, Quote & History (Yahoo! Finance Canada)
  • Partnership Expansion Could Shape The Case For Upstart Stock (Simply Wall Street)
  • Upstart Holdings stock hits 52 week low at 22.54 USD (Investing.com)

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Each trading day at 5 PM ET we post what happened to Upstart Holdings and why it matters, in simple words. Free.

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Key terms to know before you follow UPST

  • Market cap
  • P/E ratio
  • EPS (earnings per share)
  • Earnings report
  • Dividend yield

Questions about Upstart Holdings stock

What does Upstart Holdings do?

Upstart Holdings trades on the Nasdaq under the ticker UPST. It is a mid cap company in the consumer services industry, part of the financial services sector, with a market value of about 2.3 billion dollars.

What is the ticker symbol for Upstart Holdings?

Upstart Holdings trades under the ticker UPST on the Nasdaq.

What is Upstart Holdings's market cap?

Upstart Holdings is a mid cap stock with a market cap of about 2.3 billion dollars.

How does Upstart Holdings make money?

Interest earned on loans minus interest paid on deposits. Fees for payments, advice, trading and insurance. Investment returns on the money they manage.

What moves UPST stock?

Interest rates and the health of the economy. How many borrowers fail to repay loans. Rules from regulators and market activity.

How can I follow UPST stock every day?

Add UPST to your watchlist on Metric Finance. We post a free brief every trading day at 5 PM ET that explains what happened to the stocks you follow, in simple words.

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A free brief on Upstart Holdings and your other stocks, every trading day at 5 PM ET.

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Similar stocks

  • BMNP · Bitmine Immersion Technologies
  • RKT · Rocket Companies
  • SYF · Synchrony Financial
  • CRCL · Circle Internet Group

Similar stocks

  • BMNPBitmine Immersion Technologies
  • RKTRocket Companies
  • SYFSynchrony Financial
  • CRCLCircle Internet Group

Compare UPST: UPST vs BMNP, UPST vs RKT, UPST vs SYF

Educational information, not financial advice. This guide explains the business in general terms and does not include live prices.

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